29 articles in this category
Have you ever looked at your bank account and felt a knot in your stomach? maybe you looked at a student loan bill and realized it was way bigger than…
Have you ever tried to use your Amex card and been told, “Sorry, we don’t take American Express”? You’re not alone. A recent Reddit thread blew up with users asking…
For Singaporean families seeking everyday savings, the OCBC Platinum Credit Card positions itself as a versatile lifestyle companion. But does it deliver value in 2025’s competitive landscape? We dissect its…
For Singaporeans, choosing a credit card can be challenging. Do you want a travel rewards card or a cashback card? Today, we compare two popular options: In this post, we…
This story comes from a Reddit post on the r/trustwalletcommunity forum. One user shared his very difficult experience when his Coinbase account was closed after he made a swap on…
A recent incident on Reddit has caught the attention of many in the crypto community. A user from the r/sgcrypto forum reported a frustrating experience with Coinbase during a CNY…
Singapore is a global leader in digital finance, with a booming crypto market. But not all platforms here are safe or reliable. Choosing the wrong one can lead to lost…
Millennials face a financial landscape unlike any previous generation. Debt from student loans, a changing employment market, and growing digital investment activity have produced a complex financial environment. At the…
I have always looked for ways to get more out of my business spending. When I discovered the American Express Singapore Airlines Business Credit Card, I saw an opportunity to…
![England’s Bachelor-Level Tuition Surpasses the U.S. [Infographics]](https://blog.ratex.co/wp-content/uploads/2025/01/Tuition.webp)
The cost of higher education has been a major concern for students and families worldwide, influencing career choices, financial planning, and overall accessibility to education. According to recent data from…
Running an ecommerce business may seem fun and profitable, but it has its own set of financial challenges to tackle. From managing operational costs to fluctuating revenue streams, ecommerce entrepreneurs…
The vegan startup boom is transforming the global food industry, driven by a combination of factors including ethical concerns, environmental awareness, health consciousness, a growing vegan population, and government support.…
The world of finance is undergoing a revolution driven by a powerful new force: impact investing. This isn’t your typical investment strategy focused solely on maximizing returns. Impact investing allows…
The “Buy Now, Pay Later” (BNPL) industry has exploded in popularity, offering a convenient way to split purchases into smaller, interest-free instalments. With a market size that ballooned to $141.8…
Financial technology company TerraPay has achieved a significant milestone by obtaining a Major Payment Institution (MPI) license in Singapore. This accomplishment grants TerraPay a wider berth in the Singaporean financial…
Open banking is transforming the financial landscape at an unstoppable pace. Taking advantage of APIs (Application Programming Interfaces) allows secure sharing of customer financial data between banks and third-party developers.…
We all have certain encounters with banks where they aren’t exactly known for their warm and fuzzy relationships with customers. A recent study by Forrester Research revealed a troubling trend…
In the dynamic window of Southeast Asia’s cultural landscape, one thread stands out prominently: the influence of Generation Z and its symbiotic relationship with pop culture. As this vibrant generation…
The winds of change are blowing through global financial markets, and Asian currencies are bracing for a potential storm. The Federal Reserve, the central bank of the United States, is…
In April 2024, savers and investors alike are witnessing a remarkable advantage in Certificate of Deposit (CD) rates. These rates, hitting levels unseen in the past two decades, offer an…
Certificates of Deposit (CDs) have long been foreshadowed as a parapet of security for those looking to safeguard their savings from the tumultuous tides of the market. But is this…
Because technology stocks’ positions and trends are dynamic, knowing which companies are poised for future success can be difficult. However, according to analyst Ken Gawrelski, two megacap tech companies stand…
Does anyone like to bear any additional expense of hidden fees and charges? But in today’s dynamic business landscape, entrepreneurs and investors alike encounter a bunch of risks and challenges.…
Retirement. It’s a golden age we all dream of, but ploughing the financial complexities to get there can be daunting. Originally introduced to protect investors, the fiduciary rule has undergone…
We all know the importance of budgeting. But sometimes, good intentions get lost in a sea of receipts and forgotten spreadsheets. Hence, to the rescue comes the loud budgeting, a…
Gone are the days of whispering “budget” with much considerations and shame. Thanks to a wave of social media savvy finance gurus, a new trend is taking center stage: Loud…
In recent headlines, the debut of Trump Media & Technology Group on the stock market has sparked significant interest and speculation. As the latest venture from former President Donald J.…
From corner cafes to global e-commerce giants, credit cards are the lifeblood of countless transactions. But for businesses, accepting these convenient payments comes with a hidden cost: swipe fees. Understanding…
Today, credit cards offer more than just a convenient way to pay for purchases. They come loaded with perks like loyalty points and rewards programs that can significantly enhance your…
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